The first $3,000 can change everything.
Banks call $3,000 too small to matter. But $3,000 can change the entire trajectory of a business. Dorchester Bay’s FlexFund offers small, flexible loans that turn potential into momentum.
Boston’s entrepreneurs are building with talent, creativity, and grit, but too many are shut out of the capital that allows a business to grow. Only 10% of Massachusetts’ small business investment reaches the communities we serve.
Traditional lenders won’t bother with $3,000. To us, it’s the moment the work takes flight.
Give now to power growth, stability, and community ownership for the entrepreneurs shaping Boston’s future.
The FlexFund in Action
Our Model
We’re one of the few lenders in Boston focusing on businesses with less than 10 employees and under $500,000 in annual revenue.
We pair loans with technical assistance and coaching, creating an ecosystem of support that ensures small businesses can access ongoing opportunities.
We lend to people, not credit scores. We get to know the person behind the business, choosing to build trust instead of barriers.
Our Impact
92% of businesses are minority owned
60% of businesses are women-owned
86% of business owners are Low/Moderate Income
Businesses by Industry
Business Locations
100% of businesses operate in or are owned by residents of Boston’s most economically impacted neighborhoods (Dorchester, Roxbury, Jamaica Plain, Hyde Park, Roslindale, and Mattapan)
